i-Lindung

Protection For
You And Your
Loved Ones

Takaful / Critical Illness from only RM 4!

i-Lindung is a self-service platform available within the i-Akaun (Member), designed to facilitate the purchase of protection products under the Member Protection Plan (PPA). Through the PPA, members may purchase insurance or takaful products from Insurance Companies and Takaful Operators (SIT) that are approved by the Employees Provident Fund (EPF/KWSP), for themselves and their eligible family members. Applications to purchase insurance or takaful products for family members may only be submitted via the new KWSP i-Akaun mobile application.

i-Lindung KWSP

Get a I-Lindung
protection plan
from KWSP today
safeguard yourself
and your family’s future!

Exclusive for KWSP members

Benefit

Cashless

Approval Guaranteed

Coverage
for Death and
Disability Benefits

Accidental Death Benefits

Total and Permanent Disability Benefits Due to Accident
(HUMK)

Who Can Apply

Malaysian Citizen

(EPF members and dependents)

Has savings balance in EPF Account

(Akaun Sejahtera/ Account 55/ Golden Account)

“Only i-Akaun users (Members) who use the new KWSP i-Akaun application are permitted to make purchases.”*

Key Features of i-Lindung

Why Choose Takaful via KWSP i-Lindung?

Premiums starting from only RM30 per year — that’s less than RM3 per month!
Coverage up to RM200,000 for death or critical illness
No medical examinations required
 Instant online registration — takes less than 5 minutes
Premiums fully payable from your KWSP Account 2
 Coverage provided by FWD Takaful — a trusted and rapidly growing provider

i-Lindung Term Takaful Plan

A term takaful protection plan that is automatically renewed annually, offering a range of coverage amounts to meet the needs of you and your family. The plan now includes protection for you, your spouse, and your children.

Coverage amounts from RM10,000 to RM200,000
Death and Total and Permanent Disability (TPD) Benefit (accelerated¹).
200% payout for Death and Total and Permanent Disability resulting from accidents.
Infectious Disease Benefit²: A one-time payment of RM500 upon first diagnosis and hospitalization for at least 5 consecutive days due to the infectious disease.
Compassionate Benefit of RM3,000.
Option to donate a portion of the benefit to a specified charitable organization.

Note:
1 – Accelerated means your coverage will terminate once the Total and Permanent Disability benefit is paid.
2 – Infectious diseases covered include: Malaria, Dengue, Tuberculosis, Viral Hepatitis, Cholera, Typhoid, and Japanese Encephalitis.

i-Lindung Critical Illness Plan

This automatically renewable annual Critical Illness (CI) takaful plan provides coverage for cancer, heart attack, and stroke — conditions that account for 78%¹ of all CI claims — along with protection for major medical treatments as listed below. The plan also includes a death benefit. Coverage now extends to you, your spouse, and your children.

Coverage amounts from RM10,000 to RM200,000
Death Benefit – payable for death due to all causes
Critical Illness Benefit (Accelerated²) – covers: Carcinoma in Situ (CIS) or cancer, Heart attack, Stroke
Major Medical Treatment Benefit (Accelerated²) – includes: Dialysis, ICU admission for 7 consecutive days, Angioplasty, Non-invasive procedures for heart conditions, Complex surgeries, Major organ transplants

Note:
1 – Based on internal claims data from FWD Takaful as of 31 December 2022.
2 – "Accelerated" means that the total coverage amount will be reduced following any CI benefit payment.

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Term Takaful Plan

Critical Illness Plan

Interested to becoming an i-Lindung Affiliate Partner :https://wa.link/vkvhc9